Michael and the team at A1 Team has been incredibly pleasant to deal with. Michael shows a high level of attention to detail with all aspects of his work and will guide you at each step of the way in securing a mortgage. This was incredibly helpful for me as it was my first time stepping into the property market and therefore faced with the steep learning curve / jargon required in buying a land and building a house. Michael was able to take the pressure off the finance side of things for me in liaising with other parties including the lender, conveyancer, vendors, etc which gave me time to focus on the things that mattered most such as getting the house design right which was already stressful in itself (admittedly). This was especially helpful for me as I work 8.30-6pm, 5-6 days a week and struggle to find the time to independently seek out the many different lenders out there, yet alone, find the best rates and product for my circumstances.
Michael displays a wealth of experience in this field and was able to help me in choosing the best lender / product for my circumstances which would have taken a lot longer to do myself and is willing to work around my schedule to discuss with me the crucial things at each step of the journey.
If you’re new to the game or live a busy lifestyle like me, I’d highly recommend having a chat with the team at A1 team to see it for yourself!


Michael and his team were very efficient and professional. Highly recommended!


Michael was amazing with his service and made it really easy throughout the whole process! Thank you A1 Team! I highly recommend!


Michael has been an absolutely pleasure to deal with. his knowledge and wisdom that he has accumulated has provided the strong foundation in providing clear and concise information in helping me selecting not just the right lender but also the right product. Being new to the market and purchasing my first property, it was always going to be daunting but Michael took the stress out of every aspect. He provided regular updates along the way and was always professional in providing honest straight-forward advice when needed. I would strongly recommend Michael to anyone!


Highly recommend Michael to anyone needing advie to buy their next property. He responsed quickly to our inquiry and provided us with excellent options that suited our lifestyle and goals. He is knowledgeable, listens well, does what he says he is going to do. We trust his advice, will definitely use his service again and highly recommend him.


Michael and his colleague Craig have just secured us our first home. Very thorough, very professional and we are so grateful for their help.


“As a first home buyer, it was a real pleasure having Michael Ly as our mortgage broker. Not only has he had vast knowledge and experience in this field, but he was really personable and made the home purchasing process really easy. Not only did he provide us with mortgaging advice, but also guided us step by step when purchasing our first home. The support that he gave us throughout this journey was amazing and has made purchasing our first home effortless. He has gone above and beyond expectations and is our top choice mortgager in the future. We would recommend him to friends and family when they are looking for a mortgage broker!”


“Michael is your go to person if you are after a professional service in real sense and his services in terms of continuous true update is far above all the banks.”


“Michael is one of THE BEST hardest working Finance Specialists in the business top recommendation by far.”


“Thank you Michael for all your help in guiding us through our investment properties. The communication, professionalism, and efficiency throughout the whole process was above and beyond. I highly recommend anyone to Michael who is needing assistance with finance.”


“Michael is someone i could trust and rely upon when i needed a mortgage. His sincerely towards his clients is commendable. I was overwhelmed with his guidance and advice as if he was the one buying a property. Dealing with Michael was one of the best broker experiences as he is sincere, honest and goes out of his way to guide and advice as a family member would do. We already feel like he is a part of the family and sincerely thank him for helping us achieve our goals. This would not have been possible without him considering the hurdles we had to face through the loan process and settlement. We strongly recommend Michael to anyone needing advice to buy their next property as he is the one man shop for guidance, loan and settlement. Keep up the good work and we wish u all the best moving forward and look forward to associate with you in our next venture or maybe a catch up for drinks.”


“Hunger, flexibility, capability and accountability are killer combinations. Michael is abundant in all these traits and for this reason is the best broker in the business.”


“Michael is a very professional and helpful mortgage broker who has made my life as a first home buyer much easier! Definitely recommend his services!”


“Michael and his team offer a fantastic service in the finance industry. Because of his professionalism and product knowledge, I would have no hesitation in recommending Michael to anyone needing assistance with finance.”


“Michael offers excellent professional service to his clients, he is trustworthy and should be the source to come to when we need a loan!”


“I have known Michael for many years and have done business together. He’s always ready to help, honest and knowledgeable. He is one of the gems you will find in a friend. I strongly recommend Michael to anyone who is looking for his services.”


“Michael was a complete professional who ensured everything was smooth sailing for his clients. Would definitely recommend him!”